To The Pointwith Boris Bozic
Commentary, Opinions, Thoughts and Discussion on Current Events, Politics and The Mortgage Industry

2 Comments On Vacation

Article written by on the 13 Mar 2012 in Personal,Travel

Another March break is upon us and in our household that means it’s Florida time.  Canadians migrate to Florida this time of year with the same enthusiasm as a fat kid  attacking a bag of Smarties.  Got to get it all in, now!

Family vacations in Florida can be a whirlwind, especially for families that make the pilgrimage for one week.  It’s not easy fitting in Bush Gardens, Universal Studios, Cape Canaveral, Lego Land and the number one attraction in Florida, Disney World, all in one week.  Ah Disney World, where dreams come to life, and spankings become a reality because the kids have been rotten &#$@’s for the entire day.  I’m just kidding, everyone knows that spanking is yesterday’s discipline.  (more…)

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0 Comments Back To The Real World

Article written by on the 25 Aug 2011 in Personal,Travel

The family cruise to Alaska is coming to an end. As I write this blog we’re in Canadian territory, off the coast of B.C., on our way to San Fransisco, to head back to Toronto. Now that’s taking the long way home. Spending 12 days on ship is an experience, and it does take some adjusting. The biggest adjustment is being way from work for a prolonged period of time. It’s been close to four years since I’ve been away for more than five working days in a row. I’ve taken plenty of short vacations over the years but they’re usually four or five days in succession. The reason is simple, I can always come up with a reason why “now is not a good time to be away work”. Too busy or it’s too slow. There’s always a justification. If you’re guilty of the same thing here’s what I’ve learned, we’re not that important. I checked emails every morning, responded when I thought it was necessary but I made the decision that my family and this trip came first. MERIX wasn’t neglected in my absence because there’s a great senior leadership team in place, and they’re more than capable of taking care of the day-to-day tasks. If the business  consumes you that you can’t take a couple of weeks off, frankly, that doesn’t bode well for your business or yourself. Coming to this realization is an ongoing process, and I’m still working on it.

It’s interesting as a vacation draws to an end the work switch seems to get turned on. With every passing hour “work” issues enter your thoughts and I suspect it’s the minds way of preparing ourselves for what’s next. What’s next for me professionally? There’s been a number of changes at MERIX recently, and I’m really excited about the direction our company is taking. I’ll elaborate further about some of the changes in future blogs. I’m also looking forward to take on the challenges of being CAAMP Chair, effective this November. The next 16 months are going to be very busy, and I can’t wait to get started.

A a final thought relative to my trip to Alaska? Russia sold Alaska to the US in 1867. The land and all if its natural wonders sold for $7.2 million. That worked out to 19 cents an acre. As some of my Jewish friends want to say…”such a deal”.

Until next time.


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0 Comments Cruising: Summer Vacation

Article written by on the 23 Aug 2011 in Personal,Travel

The excellent adventure continues and I’ve come to learn a lot of things about taking a cruise.  Firstly, don’t ever call it a boat.  The crew doesn’t like it, and given that they would be responsible to haul my sorry ass out of the water if I went overboard, no need to make them upset.  It’s called a ship. So ship it is.  I also learned that all cruise liners are not equal.  This is my first cruise so I’m basing this on what some of my fellow passengers have told to me.  It appears the magic number is around 900 passengers.  I’ve been told the really big cruise liners, the one’s which hold 3,500 people, are nice but given the amount of passengers on board it impacts service levels.  I’m told there are wait lines for everything.  From waiting to eat to going to the bathroom.  No such issues exist on the ship we’re on.  We’re on a Crystal Cruise Liner, and they have a reputation for not overcrowding and superlative service. I’ve come to learn that’s a fact. I’ll get to the service in a moment.

I also learned that many passengers are frequent cruisers.  Example, I met a man by the name of Barry last night in the cigar lounge. Yes, the ship has a cigar lounge…high backed leather chairs….mahogany wood…cognac…and a giant flat screen TV with Fox News on all the time. It’s paradise! I digress, Barry and I got to chatting, the usual small talk, what do you do for a livening, first time on a cruise etc?  This is Barry’s 10th cruise, and he’s already booked his cruise for next year, the Atlantic crossing.  Barry has time on his hands, he’s retired, as most of the passengers are.  I think the median age on board is 73.  It’s been a long time since anyone has referred to me as young man.  Barry did, and I like Barry.  He’s a big bear of man, a retired family law lawyer from Virginia.  His specialty was divorce.  He said to me in his Virginia accent, “young man, when I was practicing law my matto was…I’ll guarantee I’ll win your case or you’ll get your spouse back”.  Let me tell you, laughing so hard that you’re coughing up cognac through your nose is damn painful.

As for the service on board, it’s almost over the top.  After a couple of days on board I wanted to yell, “enough already…trust me…if I need something I’ll snap my fingers”.  Just kidding!  I would never snap my fingers…I’d whistle.  Truly the  service is exceptional, and it’s consistent throughout the ship.  I’ve spoken to crew members from Croatia, Poland, Check Republic, Australia, South Korea, US and Canada.  They’re all so happy and willing to please. Being an employer I asked many of them why they excelled at customer service.  Every one of them said the same thing, “the company is good to us, we’re good to the company, and we always put the passengers first”.  Truly inspiring when you consider that crew members are on contract anywhere between 4 to 6 months.  They work each and every day of their contract.  No time off, that comes at the end of the contract, usually two months off.  I can’t imagine working for six months straight, with no days off, away from family.  Many of the crew members indicated that it’s difficult being away from their kids for such a prolonged period of time but they do what’s necessary to provide for their families. 
Damn, if we could convince these people to become brokers and lenders we would all be golden. They’re committed…they have passion…and they’re willing to sacrifice.

The most important thing I learned about being on a cruise is…food.  It’s everywhere and it’s available 24/7.  Something happens to you when you’re on a cruise.  You’re on the ocean…you see an iceberg…and you say to yourself…”wow, that’s a big iceberg…I think I’ll have a hamburger”. 

Unlit next time


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3 Comments Gone Fishing – Alaskan Cruise

Article written by on the 16 Aug 2011 in Personal,Travel

Alaska CruiseWell not exactly.  I will be on the water for the next 12 days, and if I’m lucky I might be able to see a really big fish, like a whale. Yeah, I know, a whale is a mammal.  It’s family vacation time and we’re off on a Alaskan cruise.  Alaska’s a place that I’ve often thought about visiting but I really didn’t think I would actually ever go.  It’s like when you say to someone “we should do lunch”, and both parties know full well that it won’t happen.  The food would be nice, maybe even the company, but neither party is going to make the effort to make it happen.  Well, the effort was made to go on this trip, and here’s what I’ve learned so far about going to Alaska.

To get to Alaska costs an unbridled fortune.  The word fortune is relative, and I’m sure this trip will provide a lifetime of memories.  Based on the cost I better have memories in the next life as well.  In fairness, value is perceived. Example, if I was to get a call tomorrow inviting me to play golf at Augusta National, home of the Masters, I’m not sure how much I would pay but it would definitely fall in the stupid category.  So, it’s never about cost.  I now realize It costs big money to see big ice.

Packing for a trip like this is interesting.  “Let’s see, I packed shorts, golf shirts, winter coat and boots…all set”.  Recommended clothing for Alaska is layers.  Okay then, I’ll be walking around Anchorage looking like the Michelin Man.  Styling in Alaska.  I’m going to ask everyone I talk too in Anchorage if they know Sarah Palin …. Why?  It’s payback.  It’s for all the times that an American has asked me, when they find out I’m from Canada, “I know guy from Canada…his name’s Bob…do you know him?”

As I write this blog we’re just about to passed under the Golden Gate Bridge to begin our journey. What a site.  I’m really looking forward to all the sites on this trip, and continuing to blog. The wonders of technology…
always connected.

Until next time,


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